Car insurance is a scam.
![]() Even the car insurance executives know this shit is the biggest scam since the moon landing. We pay big chunks of money every few months for a small card that says we're 'covered'. "Dude, if I hit you, you're shit will get fixed." As if to say without that card we're not liable for anything. What gets me is the money you put into this 'convenience'. First you pay a certain amount a month. You continue to pay for, let's say, five years of perfect driving. Fuck, fifteen years of perfect, accident-free driving. That is money wasted. That is money you should get back. "But yo do", some would say. Only that when something happens, they do give you the money you apparently paid into, but they raise your rates to cover what they just paid to make sure you come out with a sore asshole. In addition to that, it's required by law to cover liability where I live. I think it's $10,000 or something. I could look it up, but I don't care. It's even enforced here. Marijuana laws aren't even really enforced here, but you better have that fucking proof of insurance on you. My solution: Make car insurance a luxury. Sure it's smart to get it, but not legally needed. If you happen to rear-end someone and you don't have insurance, they just sue the shit out of you. That should be your incentive, not the $501-$1000 fine they force on you for not being 'covered'. Oh, and I hate the commercials and direct mailers, so.....please stop. Reason for all of this: I was pulled over for a stupid traffic "violation" and was also cited for not drinking the insurance Kool-Aid. I mean really, why have an HOV lane on an off-ramp that is NEVER busy? ![]() Yellow line: The hundred-or-so feet of unneeded HOV lane Red X: Fucking Pig On A Bike Blue Circle: Where the REAL crime took place Labels: Actual Events, car insurance, traffic ticket, What Bugs Me |













